ACCEPTANCE OF TERMS AND MODIFICATION THEREOF – Sumira Infotech

Sumira Infotech collects information about visitors and their usage of the website in order to provide better services and improve user experience. This information may be collected directly from the visitor or automatically through the use of the website.

If the Visitor does not agree with any part of these Terms and Conditions or the Privacy Policy of Sumira Infotech, the Visitor must not access or use the Website. These Terms and Conditions constitute a legally binding agreement between the Visitor and Sumira Infotech with respect to access and use of the Website and its services.

Sumira Infotech reserves the right to modify, amend, or update these Terms and Conditions and the services offered at any time, at its sole discretion. Any such changes shall become effective immediately upon being posted on the Website. The Visitor agrees to review the Terms and Conditions periodically to stay informed of any updates or changes.

The Visitor acknowledges and agrees that these Terms and Conditions may be amended by Sumira Infotech, in whole or in part, at any time without prior notice or consent, and continued use of the Website shall be deemed as acceptance of such changes.

The Visitor expressly agrees that, in the event of a merger, acquisition, transfer, or sale of all or substantially all of the assets of Sumira Infotech or the Website, any information provided by the Visitor may be transferred to the subsequent owner or operator. Continued use of the Website after such transfer shall signify acceptance of the terms, policies, and practices of the new owner or operator.

Sumira Infotech reserves the right to suspend, restrict, or terminate access to the Website or any of its services, in whole or in part, at any time and without prior notice, for any reason deemed appropriate.

No discount, free gift, incentive, or assurance of any kind is offered or committed by Sumira Infotech or its authorized representatives unless expressly documented on the Website or in written communication.

Sumira Infotech shall not be responsible for processing any incomplete, incorrect, or defective online application or form. Any delay or loss arising due to such incomplete or incorrect submission shall not make Sumira Infotech liable in any manner.

Submission of a loan application through the Website does not guarantee loan approval. Loan sanction, rejection, loan amount, and terms are subject to the sole discretion of the respective banks, NBFCs, or financial institutions. Sumira Infotech acts only as a service facilitator and does not guarantee approval of any loan application.

The headings and subheadings used in these Terms and Conditions are for convenience only and do not limit, define, or interpret the scope or intent of any provision contained herein.

These Terms and Conditions shall apply equally to singular and plural forms of words. Words importing any gender shall include all genders. The words “include”, “includes”, and “including” shall be deemed to be followed by the words “without limitation”. Unless the context otherwise requires, references such as “herein”, “hereof”, “hereto”, and “hereunder” shall be construed as references to these Terms and Conditions as a whole.