• Home Loan
• OD Loan
• DOD Loan
• Loan Against Property
• Home Loan Top Up
• Loan Transfer

An OD Loan, also known as an Overdraft Loan, is a flexible credit facility that allows you to withdraw funds beyond your available bank balance up to a pre-approved limit. It is an ideal solution for managing short-term financial needs without taking a full-term loan. Sumira Infotech assists you in getting the right OD Loan with quick processing and trusted banking partners.

How OD Loan Works

An OD Loan is linked to your bank account and functions as a revolving credit line. You can use the funds anytime, repay partially or fully, and reuse the limit as needed. Interest is charged only on the amount utilized, not on the entire sanctioned limit, making it a cost-effective borrowing option.

Benefits of OD Loan

An OD Loan offers high flexibility, better cash flow management, and lower interest burden compared to regular loans. It helps meet urgent expenses, manage business operations, and handle seasonal cash requirements smoothly without fixed EMI pressure.

Why Choose Sumira Infotech

Sumira Infotech provides end-to-end support for OD Loans, from eligibility checks to approval and disbursement. Our experienced team ensures transparent guidance, faster approvals, and access to competitive overdraft limits tailored to your financial profile.

Who Can Apply

OD Loans are suitable for salaried individuals, self-employed professionals, and business owners with regular income and a good banking record. Eligibility depends on income, account history, and creditworthiness.

Apply with Confidence

With Sumira Infotech, get a reliable OD Loan solution that offers financial flexibility, convenience, and control whenever you need it.